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Valed Employee Program

Valued Employee Program

As an employer, you know that a happy employee is a productive one. VALUED EMPLOYEE from Florida Community Bank is an exclusive employee banking benefits program made available through your company at no cost that lets you show your employees you value them.

This valuable array of personal banking perks can enhance your employee benefits package and help your company attract and keep top talent. Plus, your employees will enjoy great benefits like free checking, free online banking & bill pay, even a credit towards closing costs on a new mortgage.

Take a look at all the great perks your employees get with FCB's Valued Employee Program!


Personal Checking
& Savings Accounts


VEP Colleague Checking Account

NO monthly service fees and NO minimum balance requirements!

  • Online Banking, Bill Pay & Mobile Banking — view monthly statements and account activity, pay monthly bills online and on time, transfer funds between FCB accounts, receive email alerts and more!
  • UNLIMITED check writing
  • Complimentary 3 x 5 safe deposit box for one year1 (subject to availability)
  • NO fee for first order of standard checks2
  • NO fee for Cashiers Check
  • NO ATM FEES3 at all FCB and Publix Presto® ATM’s — a network of over 1,000 terminals

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VEP Colleague Savings Account

A great way for your employees to save for the things they want.

  • NO quarterly maintenance fee4 with:
    - Average daily balance of $50, OR
    - Maintain a VEP Colleague Checking Account
  • NO additional minimum balance requirements
  • NO CHARGE for combined monthly checking and savings statement

Mortgage Lending
Your employees get a $500 credit toward closing costs on a new FCB mortgage with your Colleague Checking Account!5

Buying a home is one of the largest investments any of us will make. It’s a step that requires trusted financial expertise to help you choose the right home loan.

At Florida Community Bank, first-time home buyers can rest assured that their mortgage experience will be handled both personally and professionally, every step of the way.

Sign up TODAY!

Money Smart
Education Program
Money Smart: a FREE Financial Education Program for your Employees

Led by a trained FCB banker, the FDIC’s “Money Smart” Financial Education Program is a comprehensive financial education curriculum designed to help your employees create positive banking relationships and provide them with skills that can help them reach their financial goals.

The curriculum consists of eleven training modules that cover essential financial topics, including: FCB Mortgage Lending Options:

Available banking services
• Choosing and maintaining a checking account
• Building and maintaining a budget
• The importance of saving
• How to obtain and use credit effectively
• How to rebuild and repair credit
• Preparing for home ownership

FCB Stronger Than Ever

Offers designed for employees of Florida Community Bank business customers only. Programs, rates, terms and conditions may vary and are subject to change without notice and may be withdrawn at any time. VEP Colleague Checking is subject to an early closure fee of $50.00 if the account is closed within 6 months of opening. All credit applications are subject to standard credit and underwriting guidelines and approval.  1. First year rental fee waived; afterwards regular rates will apply. The contents of safe deposit boxes are not FDIC insured. If a 3 x 5 box is not available and another box size is available, you may elect to have the rental amount credited toward the first-year rental of a larger box size. 2. First order of standard checks is free; thereafter fees will apply. 3. Cash withdrawals, balance inquiries and transfers between accounts are surcharge-free transactions at any Publix Presto® ATM. Publix Presto® is a registered trademark of Publix Asset Management Company. 4. Maintain a minimum average daily balance of $50 in your VEP Colleague Savings account or maintain a VEP Colleague Checking account to avoid the $3.00 quarterly maintenance fee. Savings and Money Market Accounts are governed by Federal Regulations which limit the number of certain types of transactions. You are permitted no more than six (6) transfers and withdrawals, or a combination of such to your other accounts or to a third party per month or statement cycle. Excessive transaction fee of $2.00 will be assessed for each transaction in excess of six (6) during a month.  5. Present coupon to a FCB Mortgage Lender to receive up to a maximum of $500 credit toward closing costs (except for recurring closing costs such as property taxes, and any type of insurance, etc.) on a new mortgage. Limit one per household. Applicants must apply and be approved for a secured residential first mortgage loan (Consumer and Home Equity loans and Home Equity lines of credit do not qualify for this offer). Secured residential property in Florida only. Any portion of the amount not used towards closing costs will be waived. This offer is nontransferable and cannot be combined with any other offer. Credit will be applied at closing and cannot be transferred or exchanged for cash equivalent. Applicant must have a VEP Colleague Checking account in good standing at the time of loan closing in order to be qualified for the credit. If you pay off your loan within the first three (3) years, we may require you to reimburse the bank for the closing costs we paid in connection with your residential mortgage loan. NMLS #486539


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